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deductible

adj.
1.acceptable as a deduction (especially as a tax deduction) deductible n.
1.(taxes) an amount that can be deducted (especially for the purposes of calculating income tax)
2.a clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount

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if something happens

I plan to take my umbrella just in case it rains today.

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