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francis everett townsend

n.
1.United States social reformer who proposed an old-age pension sponsored by the federal government

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    Idiom of the Day

    hammer out (something) or hammer (something) out
    to make an agreement or plan by discussion and debate
    The union and managers were able to hammer out an agreement before midnight last night.



    1.
    John decided not to receive a present; ________ he asked for a cheque from his parents.

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